Many parents don’t want to think about insurance for their little ones but locking in a childhood whole life policy can be one of the most important things you ever do for your child.

Many children grow up to be adults that are considered uninsurable by many insurance companies due to a litany of common conditions, from depression to ADHD to cancers.

While we hope your child never faces any of these challenges, locking in a childhood whole life policy at their healthiest not only ensures that they enjoy childhood prices for the duration of their policy, but it also ensures that they can never lose their whole life policy due to future health issues or old age. Yes, even when they are 85!

Setting your child up with a whole life insurance policy is an affordable gesture that they’ll thank you forever.

And because we care about ensuring children have the best chance for success in every way possible, we now also offer a completely FREE guide to prepaid college plans as part of our Plan Ahead Kit, so parents can make the confident choice that is best for them and their family.

Why is it important?

Many adults find that they are considered uninsurable because of common health issues, such as weight, ADHD, depression medication, diabetes, and more. Insuring children when they are at their healthiest means you can lock in a policy.

Why do I need a Plan Ahead Kit?

Give yourself and your family a peace of mind by insuring your children and grandchildren today. Their rates will never be cheaper than they are right now, and will never go up. So an 85-year-old man will still pay his childhood rate.

Lifelong Protection

A whole life policy can be purchased inexpensively, but the benefits never expire and your child can never lose their policy even if their health changes or if they get older. They will have an option to purchase additional insurance as their needs change with life.

Which Policy is Better?

Which policy is right for your child will depend on your personal goals. A licensed agent can help answer all your questions and help you compare policies that fit your family. Our licensed insurance agents have experience insuring families like yours, and can help you find a policy that meets your needs

This is a solicitation for insurance.  American Income Life Insurance Company (AIL) policy form series 21000 and rider B7005.  Plans and benefits may vary by province. Limitations and exclusions may apply.  The policy explains the rights and obligations of both American Income Life Insurance Company and the insured.  It is important to read your policy carefully.  You may be contacted by an insurance agent representing American Income.


Our Plan Ahead Kit is a tool designed to give parents an all-encompassing, peace-of-mind head start to their young ones. The Plan Ahead Kit networking team has put together a comprehensive College Savings Plan guide of plans offered throughout Canada in an easy comparison.

The Plan Ahead Kit also gives you tips, insider know-how, and important facts about each individual plan.  These plans offer attractive tax benefits when saving for educational expenses, including tax-free growth and withdrawals. As a sweetener, many states offer a break on contributions you make to a plan, too.

We put together this TOTALLY FREE guide for parents. Get your free download link when you sign up for an appointment below!

Find Out More Today!

We will NEVER send you any spam e-mail! 100% secured.

This is a solicitation for insurance.  By submitting your information, you give consent for a licensed insurance agent from American Income Life Insurance Company to use automated or manual technology to call, text, or email you for insurance purposes at the telephone number provided, including your wireless number to arrange a convenient time to deliver your Kit(s) and explain additional insurance coverage available.  This may include phone numbers that appear on any state and/or federal Do Not Call list.  You are not obligated to buy or change your insurance to get the Plan Ahead Kit. The Plan Ahead Kit is provided at no cost to you.


About Us

American Income Life is an international Company protecting working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York.

American Income Life has served working class families since 1951 with life, accident, and supplemental health products to help protect members of labor unions, credit unions, associations, and their families. AIL representatives develop long term relationships with clients and meet them where they are most comfortable … their home.

Contact Us

3191 Coral Way, Suite 630
Miami, FL 33145

DISCLAIMER: The author, the publisher and the vendor of these forms makes no representations or warranties regarding the outcome or the use to which these forms are put and are not assuming any liability for any claims, losses, or damages arising out of the use of these forms. The user should not rely on the author or the publisher of these forms for any professional advice. Always consult with a lawyer regarding the rules and regulations governing your residing state/province. The information provided is for illustrative purposes only and not for the purpose of providing legal advice. You should contact an attorney to obtain advice with respect to any particular issues and concerns related to the drafting of wills and other legal documents. Remember that individual situations and estate planning needs differ, and the information may not be suitable for your specific circumstances.

This site is not a part of the Facebook website or Facebook, Inc. Additionally, This site is not endorsed by Facebook in anyway. Facebook is a trademark of Facebook, Inc.

©2024 Plan Ahead Kit